Business Loan
Are you a micro, small, or medium enterprise (MSME) owner looking for funds to grow your business? With Godrej Capital Business Loans, we empower you with customizable and flexible financing solutions to take your business to the next level. No collateral needed – just simple and easy steps to apply!
Collateral-free loans up to
INR 50 lakhs
Interest rates starting from
17% p.a.
Swift approvals within
3 days
Repayment cycle up to
60 months
Business Loan Interest Rates & Documents Required
Enjoy competitive and transparent interest rates on business loans with Godrej Finance. Check your eligibility and access quick, collateral-free funding to power your business growth.
| Types of fees | Charges applicable |
| Rate of Interest | Starting from 17% per annum |
| Loan Amount | INR 5 lakhs to INR 50 lakhs |
| Processing Fees | Up to 3% of the loan amount |
| Foreclosure Charges | Up to 6% of principal outstanding at the time of foreclosure |
| Part Pre-payment Charges | 2% of the amount prepaid |
| Charges towards Stamp Duty | As applicable & prescribed by the relevant Government Authority |
Organising your business loan documents is easy with our step-by-step checklist. The documents required for a business loan include basic identity proof, business verification and income records. Submitting accurate paperwork for a business loan ensures faster approval and quicker disbursal of your loan.
| KYC Documents | PAN Card |
| Aadhar Card (Proof of Address) | |
| Passport-sized photo | |
| Udhyam Certificate (if applicable) | |
| Income Documents | GST Certificate (if applicable) |
| Latest 6 months bank statement |
*Refer Policy document for more details
To apply for a business loan with Godrej Finance, you must meet a few basic eligibility requirements. We assess your business vintage, turnover, credit score, and financial health. Our streamlined process ensures easy business loan eligibility checks so you can get the funds you need faster and without hassle.
| Loans for | Self Employed Non-professionals |
| Profile | The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services |
| Age | 25 to 65 years |
| Business Vintage |
1. Minimum business vintage of 3 years 2. Minimum turnover of INR 40 lakhs 3. Bank account in the name of the business 4. Minimum profit of INR 3 lakhs |
*Disclaimer: All contents mentioned on this page, including but not limited to documents, eligibility may vary for each borrower and are subject to the discretion of the lender. The content is subject to change without prior notice.